Park and ride services are becoming an increasingly popular choice for commuters.

They allow motorists to leave their car in specially designated parking facilities which are situated adjacent to a public transport facility. Commuters can then continue on their journey using the appropriate public transport service.

Basically, the service allows people to drive their cars to the parking lots and leave their car behind whilst they travel onwards to their destination, usually situated within an urban area. Commuters then return by public transport on the same day. Park and ride services are not designed for overnight or long term parking.

The advantages of park and ride

By providing parking spaces on the urban edge, park and ride services they help to keep down congestion levels on busy roads within town centres. This also helps to keep pollution to a minimum in populated areas.

Drivers can avoid the expense of using a parking bay within the urban area, as well as the stress involved in trying to locate such a parking space.

An increase in popularity of the service has resulted in a wider coverage, thus boosting the convenience on offer.

The disadvantages

Although popular amongst commuters, there is resistance to the growing spread of the service from certain quarters. Some believe that the park and ride service has a negative effect on traffic patterns in rural areas.

Paul Hamblin, Head of Transport for the Campaign to Protect Rural England (CPRE), explained, “Increasingly large areas of countryside are being buried under tarmac in the name of sustainable transport. But in reality, almost every trip relies on using the car at one or both ends. These schemes do not reduce our dependency on the car.”

CPRE want to see better public transport that reaches peoples doors, not more park and ride schemes. Find out more at www.cpre.org.uk.

The park and ride database

Most park and ride services can be found by using the National Park and Ride Directory database.

Commuters can enter the details of their area to locate their nearest and most convenient park and ride services. The database includes information about public transport links, car park facilities such as costs and security, as well as offering maps and sat-nav co-ordinates.

Before you use a park and ride

Motorists should ensure that they have adequate car insurance before using a park and ride service. If the car does not have insurance its possible to get a car insurance quote quickly by phoning an insurance broker or by requesting auto insurance quote online.

The insurance policy will offer guidelines that need to be followed, but its best to check that the park and ride facilities offer surveillance and security before making use of them.

Ask any expert as to how to reduce car insurance premium, the advise is drive safely, avail NCB. No claim bonus or NCB is one of the major factors affecting car insurance premium. It is a discount that the vehicle owner gets if he doesnt make a claim the whole year. Percentage of bonus increases for every claim free year.

How is NCB Calculated

NCB can be availed for every claim free year of the vehicle. It is calculated on the own damage part of the insurance premium and not the third party insurance. Own damage (OD) premium forms a major component of comprehensive car insurance. One can get up to 50% discount on it.

For no claim during the previous year one gets 20% discount on OD, For no claim during two previous years discount is 25%, For no claim in three preceding years discount is 35%, for no claim during four previous years, discount is 35% and for four or more preceding claim free years, the discount is 50%.
Once a claim is made, the NCB becomes nil. The next premium is higher and the whole process of accumulating NCB will begin from zero. Some insurance companies offer an add-on cover to protect NCB

How to Avail NCB

The insurance company automatically includes the discount in the renewal notice. If the car insurance has lapsed and you renew it within the grace period of 90 days, you can still avail the NCB. If insurance is not renewed within the grace period, NCB lapses. There are certain things to take care if you are selling the car or changing the insurance company.

If you are changing the insurance company, make sure that you take the no-claim bonus certificate. Once you present it to the new insurance company, it will be implemented. It is important to take this proof as without this the discount cannot be availed.

No-claim bonus is offered to the person and cannot be transferred to the new owner if you are selling the car. Make sure that you get the no-claim bonus certificate from the insurance company before transferring the insurance. You can avail this benefit on your new car if you buy it within 3 years of selling the old car. The discount slab will remain the same as it was at the time of selling the old car.

Make the most of being a safe driver and avail the Bonus. It is the single most effective way of reducing car insurance premium.

Car Insurance RatesWhy is it important to research car insurance rates? If your budget is not good enough, then it is not recommended to compare just one or two different car insurance rates companies that you find on the internet. In the United States probably there are more than thousand car insurance companies and all of them are in a very aggressive competition to get as many new clients they can, often for ridiculous prices. Searching for the best car insurance rates online might be quite a hard task and it can be quite disappointing to try to find good car insurance rates in just 5 minutes. Actually, in most cases a few days of searching carefully online is necessary to find the best Car Insurance Rates. Take your time As I told before, finding good car insurance rates on the internet is not something that you can do in 5 or 10 minutes. If you really want to find good rates, you should take your time and search very carefully online and comparing rates from many different insurance companies. This might look quite hard, but to search the internet successfully you need patience. If you do everything in 5 minute or 10 minutes then you will lose money. You will lose good opportunities or you might be lucky and get a good opportunity but this is an unlikely as winning the lottery. Imagine getting a 2% discount on car insurance. If you spend $5 less per day, you could save $150-200 a month. In 10 month you will have saved $2000! Thats a lot of money. Compare Rates Thats why we recommend that you be patient when searching the internet for good car insurance rates, carefully comparing all of them. If you compare different auto insurance rates from several companies and every time you can get a dollar as a discount, in the end after you compare 40 or 50 different car insurance rates from 50 different car insurance companies, you could save up to 5%. If you keep doing that, you will find really cheap car insurance rates, and you will realize that the internet is full of cheap stuff but you have to find it. Hard to find Remember that the best car insurance rates are often not found in the first pages of an internet search. You may find the best rates on page 10 or 50 of your search results. You wont regret getting your hands on $2000 of yearly savings, or even $4000 or $5000. Be patient and diligent and these savings could be yours. Remember, be smart with your money, invest whenever you can it is a good way to get cash back, take a look when and where you can get a discount for anything you buy, dont throw away your money, is hard to make it and never waste it without comparing rates before. We want to help you, this way everybody wins, you win saving money, and we win making a new friend. Here you will find very good car insurance rates. You can visit these sites:

Car Insurance Rates

Car Insurance Estimates

Car Insurance quote

The best way to understand your car insurance policy is to become familiar with some of the terms used in your contract when signing up for a deal. It can be easy to get lost in insurance jargon and end up confused about some of the stipulations of your policy.

The car insurance glossary below lists several terms that you are likely to encounter when reading over your contract.

Cancellation Clause/Cooling off Period

The cancellation clause is an important part of your contract that gives both you and your insurer the right to cancel the policy within a short period of time after it has gone into effect. This period of time is typically around 14 days, so make sure to cancel within this time if you have any issues with the policy. If cancelled within this period, you will not need to provide any reason for why you wanted out of your policy.

Cash Surrender Value

This is the amount of money that you could get back if you cancel your insurance before the year has ended. Your contract will determine how much you can be reimbursed.

Compulsory Excess

A compulsory excess is the amount that you would have to pay if you ever make a claim. Your insurance will cover whatever is left to pay after the compulsory excess. People who are seen as a greater insurance risk will have to pay a higher compulsory excess.

Exclusion

Exclusion refers to some event that your insurer will not cover. You will not be able to make a claim if you receive any damages as a result of this stipulated event.

Geographical/Territorial Limits

These are the limits within which your car insurance will be considered valid. The typical geographical limit for your UK insurance will be within the UK. Take a look at your contract to see if you will be covered in any other countries.

Indemnity

An indemnity simply means that you have been compensated or have received reparation payments. It is when you have returned to the same state that you were in before a loss, after having your damages paid for and repaired.

Insured

This is simply a contract term that refers to the person who is being covered by the policy.

Legal Liability

Legal liability means that it is your responsibility to compensate someone after causing damages.

Partner

“Partner” is a term that may be used in your contract to refer to the person you are living with. They do not have to be married to you to be considered your partner.

Policyholder

This is another term for “insured.”

Proposer

“Proposer” is another term for both “insured” and “policyholder.” It is the person taking out insurance.

Registered Keeper

The register keeper of a vehicle has the responsibility of making sure that the car is licensed and for paying any tickets. The registered keeper, however, does not have to be the owner of the car. They just need to be the person who uses it.

OEM Fit Aftermarket Auto Navigation Installation Guide for Audi Q5

Hey, are you still thinking about how to install a new in car gps? Are you still wondering how to begin?

Here I will introuduce how to install in car navigation. This article is about Audi Q5 car gps. Articles about other cars will come soon…

Here is Audi Q5 nav installation guide ( Car GPS, Audi Q5 headunit installation guide, Audi Q5 car gps installation, Audi Q5 navigation installation guide, auto gps installation guide ), hope you will enjoy it.

1.Use wood/plastic tools to open the decoration board. 2.Use tools to open the outlet. 3.Take out the climate control harness. 4.Loosen the red plate and pull out the wiring harness.

5.Remove the 4 screws used to fix the factory CD player, and take out the factory CD player. 6.Remove the 4 screws used to fix the factory monitor, take out the factory monitor. 7.Remove the screws and take down the metal bracket, be careful with the latch. 8.Stick the touch panel to the factory monitor and install it on the bracket comes with the unit. The crews should not be too tight or it will damage the touch panel.

9.Open the side shield on the passenger’s side. 10.Open the glove box and remove the 3 screws on sight, other 2 screws bellow the golve box beside the outlet need also to be removed, then take down the glove box. 11.This is what it looks like after taking down all the stuff. 12.Use a white paper as clipboard, cut it into the shape of the headunit and determine the postions of the 4 screws.

13.Put the headunit in a chosen place in the glove box, put the white paper in the glove box and and choose a place to fix the headunit then drill holes. 14.This is how it looks like after the above porcessing. (The small opening is for the harness to come through it) 15.To refit the socket of the touch panel, stick double faced adhesive tape on the socket, the tape must exceed the socket a little bit and then stick the panel on the factory monitor. (The socket of the touch panel) 16.For Audi Q5 car gps installation, an active sound system need to be connected so that the sound from Navigation system can out put when using factory CD player. (Active sound system) (1.cut the 4 wires) (Connect the 4 terminals, white to white white/black to white/black) (The white terminal connect to Audi Q5 audio output, insulate the other 3 three terminals)

17.Put the wiring of video output and the touch panel through the opening of the glove box to the monitor.(Plug for factory monitor) (Plug for touch panel)(Connect Video output wiring of the headunit to the car Video wiring) 18.Put the harness of power supply and speaker through to the glove box from the factory CD player.(Connect the harness of the headunit with the car) 19.Fix the headunit in the glove box to the postion chosen before. 20.Put the glove box back after headunit fixed and wiring linked.

21.Connect the refited monitor and put it back in the right place. 22.This is how it looks like after the whole processing finished, Put the speaker special for Navi system in a right place when installing the unit on Audi Q5. Oemcargps – Oem Fit Aftermarket Car GPS Headunit for All Car Make Wholesale.